Axis Bank Car Loan: Axis Bank se car kharidne ke liye easy aur budget-friendly car loan milta hai. Agar aap ₹10 lakh ka loan lena chahte ho, to EMI, interest, aur minimum salary ka full calculation yahan check karo.
₹10 Lakh Car Loan Par EMI Calculation
Maan lo aap ₹10 lakh ka loan 7 saal (84 months) ke liye lete ho aur interest rate 9% saalana hai. EMI aur total payment ka hisaab aisa hoga:
| Loan Amount | Tenure | Interest Rate | Monthly EMI | Total Interest | Total Payment |
|---|---|---|---|---|---|
| ₹10,00,000 | 7 saal | 9% | ₹16,138 | ₹3,55,632 | ₹13,55,632 |
- EMI: ₹16,138 har mahina
- Total Interest: ₹3,55,632
- Total Payment: ₹13,55,632
Agar aap kam tenure (jaise 5 saal) choose karte ho, to EMI zyada hogi par interest kam dena padega. Zyada tenure mein EMI kam hogi, lekin interest ka bojh badh jayega.
₹10 Lakh Loan Ke Liye Kitni Salary Chahiye?
Axis Bank dekhta hai ki aapki monthly income ka 40-45% se zyada EMI na ho. ₹16,138 EMI ke liye aapki salary kam se kam ₹40,000 se ₹45,000 per month honi chahiye. Agar salary isse zyada hai, to loan approval aur repayment dono easy ho jayenge.
Axis Bank Car Loan Ke Fayde
- Low Interest Rate: 8.70% se shuru, CIBIL Score aur profile pe depend karta hai.
- Flexible Tenure: 1 se 7 saal tak choose kar sakte ho.
- Online Process: Website ya app se aasaan application.
- Fast Approval: KYC aur income documents upload karo, loan jaldi approve.
Online Apply Kaise Karein?
- Axis Bank ki website ya mobile app pe jao.
- Loan application form bharo.
- KYC (PAN, Aadhar) aur income documents (salary slip, ITR) upload karo.
- Bank aapki eligibility check karega aur loan approve hone par amount dealer ko transfer ho jayega.
Read more: – Credit Card Offers 2025: In Credit Cards Ke Saath Har Kharch Par Milega Bada Offer!
Loan Lene Se Pehle Ye Dhyan Rakho
- Repayment Capacity: Apni income aur expenses ka hisaab lagao.
- CIBIL Score: 750+ score ho to low interest rate milega.
- Down Payment: Zyada down payment karo taaki loan aur interest kam ho.
- EMI Time Par Pay Karo: Credit profile aur strong hoga.
Conclusion
Axis Bank se ₹10 lakh ka car loan 7 saal ke liye lene par EMI ₹16,138 banegi aur total payment ₹13.55 lakh hoga. Iske liye ₹40,000-₹45,000 monthly salary chahiye. Accha CIBIL Score aur stable income ho to loan lena super easy hai. Loan lene se pehle bank se interest rate aur terms confirm kar lo.
Disclaimer: Ye info general knowledge ke liye hai. Interest rate (9% mankar) aur terms badal sakte hain. Axis Bank ki official website ya branch se latest details check karo. Ye koi financial advice nahi hai.
