Credit Cards for Amazon Shopping: Aaj kal online shopping ka zamana hai, aur Amazon toh har kisi ka favorite hai – books se lekar gadgets tak, sab kuchh ek click mein. Lekin agar aap credit card use karte ho toh extra savings mil sakti hai, jaise cashback, rewards ya discounts. India mein 2025 mein, kuchh cards specially Amazon ke liye design kiye gaye hain jo up to 5% cashback dete hain. Yeh cards na sirf Amazon pe fayda dete hain balki dusre online spends pe bhi. Chaliye dekhte hain top 5 options, unke benefits, fees aur kaise apply karna.
Pehle samajh lo ki yeh cards kaise choose karen: Aapka shopping pattern dekho – agar aap Prime member ho toh Amazon-specific card best. Fees check karo, cashback cap aur waiver conditions. Interest rates bhi dekho agar EMI pe lena ho. Sabse important, apna credit score maintain karo for easy approval.
Top 5 Best Credit Cards for Amazon Shopping in India
1. Amazon Pay ICICI Bank Credit Card
Yeh card Amazon lovers ke liye perfect hai. Prime members ko Amazon pe 5% cashback milta hai, non-Prime ko 3%. Lifetime free hai, no joining or annual fee. Key benefits: 2% cashback on Amazon Pay wallet loads, 1% on other spends. Fuel surcharge waiver bhi hai up to ₹100 per month. Apply karna easy – ICICI app ya website se, KYC ke saath.
2. HDFC Millennia Credit Card
Online shopping ka king! Amazon pe 5% cashback, plus Flipkart, Swiggy jaise platforms pe bhi. Annual fee ₹1,000, lekin ₹1 lakh spend karne pe waive ho jati hai. Benefits: 1% cashback on other categories, quarterly lounge access ya vouchers on high spends. Fuel pe 1% surcharge waiver up to ₹250. HDFC app se apply karo, quick approval for good credit score waalon ke liye.
3. SBI Cashback Credit Card
All-rounder for online spends. Har online purchase pe, including Amazon, 5% cashback – monthly cap ₹5,000 tak. Fee ₹999, ₹2 lakh spend pe waive. Benefits: Offline pe 1% cashback, fuel surcharge waiver ₹100 per month. EMI options bhi flexible. SBI Card app ya website se apply, salaried ya self-employed log easily le sakte hain.
4. SBI SimplyCLICK Credit Card
Rewards ka dhamaka! Amazon jaise partners pe 10X rewards points (effective 2.5% value, lekin redeem karne pe zyada fayda). Annual fee ₹499, ₹1 lakh spend pe waive. Benefits: Other online spends pe 5X points, vouchers ya cashback redeem. Fuel waiver 1% up to ₹100. Young shoppers ke liye best, SBI portal se apply karo.
5. HDFC MoneyBack+ Credit Card
Smart choice for multiple platforms. Amazon pe 10X CashPoints (around 5% effective), plus EMI pe extra points. Fee ₹500, ₹50,000 spend pe waive ho jati hai. Benefits: Other spends pe 2 CashPoints per ₹150, gift vouchers up to ₹20,000 yearly. Fuel surcharge 1% waive up to ₹250. HDFC se apply, beginners ke liye acha starter card.
Read more: – Google Pay Personal Loan: Mil Gaya! Sirf 5 Min Me 10 Lakh Tak, No Tension EMI!
Yeh cards use karne se aapki Amazon shopping bilkul sasti ho jayegi – cashback direct account mein aata hai ya points redeem kar sakte ho. Hamesha terms padho, over-spend mat karo taaki interest na lage. Agar aapka credit score 750+ hai toh approval fast. Koi sawal ho toh bank apps check karo ya customer care se poocho. Happy shopping!
