Aap Frequent Traveler Hain? Har flight, hotel ya train booking pe massive savings aur premium perks chahiye? Oct 2025 mein best travel credit cards India ne game change kar diya hai! Unlimited airport lounge access, 10-20% cashback/discounts, air miles aur zero forex markup – ye sab milega ek card se.
Kyun Choose Karein Travel Credit Card?
- Lounge Access: Domestic se international tak unlimited free entry (family ke saath!)
- Rewards: Har ₹100 pe 5-10% value back as miles/cashback
- Discounts: IndiGo, IRCTC, MMT pe flat 10-20% off
- Insurance: Flight delay, baggage loss pe ₹1-2 crore cover
- Low Fee: Lifetime free se shuru, premium tak ₹10k
Pro Tip: Apne annual spend (₹2-5L) ke hisab se choose karein. Chaliye top 12 cards compare karte hain!
1. Axis Bank Horizon Credit Card – Best Mid-Range Travel King!
Joining/Annual Fee: ₹3,000 Key Benefits:
- Lounge: 32 domestic + 8 international/year
- Rewards: Travel pe 5 EDGE Miles/₹100, others pe 2 (1 mile = ₹1 flight/hotel)
- Welcome: ₹1k spend pe 5k Miles (₹5k value!)
- Dining: EazyDiner pe 25% off (max ₹800/month)
- Best For: Everyday traveler – 5% return guaranteed!
Apply If: ₹2-4L annual spend. Value Back: 4-5%
2. HDFC Diners Club Black Metal Edition – Unlimited Lounge Boss!
Fee: ₹10,000 Perks:
- Unlimited Lounge: Domestic + international (add-on ke liye bhi!)
- Rewards: 10X on SmartBuy (flights/hotels), 5 RP/₹150
- Milestones: Quarterly ₹4L spend pe 10k RP bonus
- Extras: Club Marriott free, 24% travel back via SmartBuy
- Best For: High-spender – ₹10L+ spenders ke liye god card!
3. Ixigo AU Credit Card – Lifetime Free Super Saver!
Fee: Zero (LTF!) Highlights:
- 10% Off: Ixigo pe flights/hotels (max ₹1k/month)
- Lounge: 16 domestic + 1 international/year
- Train: 4X rewards IRCTC pe
- Zero Forex Markup – International pe zero extra charge!
- Best For: Beginners – Bus/train/fight sab cover!
4. IRCTC SBI Card Premier – Train Lovers ka Favorite!
Fee: ₹1,499 Benefits:
- 10% Value Back: AC trains pe IRCTC
- Lounge: 8 railway lounges/year
- RP Redeem: 1:1 IRCTC tickets pe
- Milestone: ₹50k spend pe 2.5k RP
- Best For: Rail yatris – Zero transaction fee IRCTC pe!
5. Standard Chartered EaseMyTrip – Budget Flight-Hotel Hack!
Fee: ₹350 (waived on ₹50k spend) Deals:
- 20% Hotel Off: Domestic (max ₹5k), Intl (₹10k)
- 10% Flight Off: Dom (₹1k), Intl (₹5k)
- Lounge: 2 domestic/year
- Best For: Entry-level – Massive discounts!
Quick Comparison Table: Best Travel Credit Cards 2025
| Card | Annual Fee | Lounge (Dom/Intl) | Top Reward | Best For |
|---|---|---|---|---|
| Axis Horizon | ₹3k | 32/8 | 5 Miles/₹100 Travel | All-Rounder |
| HDFC Black Metal | ₹10k | Unlimited | 10X SmartBuy | Premium Travelers |
| Ixigo AU | Free | 16/1 | 10% Ixigo Off | Beginners |
| IRCTC SBI Premier | ₹1.5k | 8 Railway | 10% Train Back | Train Lovers |
| EaseMyTrip SC | ₹350 | 2/0 | 20% Hotel Off | Budget Trips |
| Yatra SBI | ₹499 | – | ₹4k Intl Flight Off | Yatra Users |
Aur Top Picks:
- HSBC TravelOne (₹5k): 4 RP/₹100 travel, instant miles transfer
- IndusInd Avios (₹10k/₹5k): Qatar/BA miles, low forex 1.5%
- Kotak IndiGo 6E XL (₹1.5k): 6% IndiGo rewards, 8 lounges
- MMT ICICI (₹999): 6% MMT back
Kaise Choose Karein?
- Budget (<₹2k fee): Ixigo AU, EaseMyTrip, Yatra SBI
- Mid (₹3-5k): Axis Horizon (top pick!)
- Premium (₹10k+): HDFC Black Metal
- Intl Travel: Zero forex wale (Ixigo, Scapia)
Eligibility: 21-60 age, ₹5-15L income, 750+ CIBIL.
Read more: – Term Insurance Benefits – Family Ko Secure Karne Ka Sabse Sasta aur Powerful Tarika, Abhi Samjho!
Apply Kaise Karein?
- Bank Website/App pe jaayein (Axis, HDFC, SBI)
- Documents: PAN, Aadhaar, Salary Slip
- Instant Approval: 7-10 days mein card ghar!
Disclaimer: Benefits change ho sakte hain, official site check karein before apply.
Abhi Apply Karein Aur Next Trip Free Mein Plan Karein! Comment mein batao kaunsa card lega?
